Enter your idea

There are three documents that we are often chasing clients for as accountants in order to do accounts or self assessments -
- Loan statements which show the year-end balances and the interest amounts (for example on the bounce-back loans).
- Bank statements which show the year-end balance to check the accounting software pulled in all the data correctly.
- Mortgage Interest statements (for self-employed clients who work from home or landlords on their self-assessments).

We do ask the clients for these, but it's often difficult and very time-consuming for the client to get hold of (and sometimes they just can't). It causes major delays in getting accounts and self-assessments completed early on in the year because we have to keep waiting for these documents.

So what would be great would be a feature where the clients can do a one-off log-in to approve the connection to their bank or loan or mortgage company, and then it pulls in the data to your software (statements/balances). Then we as accountants can go in and view the statements directly, or better yet, be able to pull out the information on any particular date (for balances) or date range that we need.
Even the ability to see a screenshot of the bank data/statement on any given day would probably work.

As we would likely only be going in a few times a year per client, it would also need to be something that the client didn't need to keep approving every few months - it needs to be a one-off consent by the client or maybe once every couple of years.

The key is that the client doesn't need to do anything beyond giving their approval once and then we can get the data we need from then on (a little like HMRC's income viewer feature does for employees pay data).