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Agree, there is too much clicking and typing for what is generally only a few cents. Ideally, you match transactions then in the Adjustments dropdown you select Bank fee or Minor adjustment and the variance between the bank statement amount and total of matched transactions defaults.
!!Even better!! would be to have a default Adjustment option for each bank account as normally depending on the bank/payment service feeding into Xero you want the same transaction type. Eg for the Stripe or PayPal payment feeds from the webstore, it is Minor adjutment transaction 99% if the time.
On most other bank accounts I would want Bank fee to default.
This would make Bank reconciliation 'beautiful' and make me believe your vision.

Autocompleting minor adjustments on Find and Match.

Add a section to company settings allowing the adjustment of thresholds (e.g. +/- 0.10 or +0.05, -0.10) for automatic entry of minor adjustments.

Find and Match can tell when there is minor variance, and displays it but requires manual entry of that variance, which is almost always within 5p. Usually these are caused by different rounding and calculation of tax amounts from Xero entry vs supplier bill.

Allowing users to auto complete these saves clicks, and potential entry error, and having thresholds available allows companies to define their risk tolerance for these before requiring human intervention.

Coupled with some of the other suggestions for better tracking of minor adjustments would be helpful.

Auto allocate payments and receipts that match to the nearest $. Amounts that do not match perfectly including cents do not auto allocate. It would be great if this did so we don't need to include the cents when making payments. Going with this would be an automatic write off of all cents amounts so they don't sit on recons.