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The visual prompt that a VAT return has not been submitted should be very clear on the Home Page/Dashboard for Xero. It is easy to think that you have submitted your return when you haven't because the language "return is due in" can be misinterpreted as when the payment is going to be taken rather than when the return is to be submitted. When the return is overdue it is shown in RED however by this point (in the UK at least) the damage is done as penalties kick in.

It would be better if the VAT section on the Homepage/Dashboard changed colour (e.g., Amber) to draw your attention that the VAT return has not been submitted with say 5 days to go.

For small businesses/sole traders, this would avoid an unnecessary penalty from HMRC.