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It is very confusing for a customer to see options that aren't available and billing is a critical communication point with any business and it's customers. If all we are offering is the ability to ACH payment, then the credit card information should not be showing up.

Thanks, the issue I have is I only want certain clients to be able to pay by Credit or Debit card so removing it entirely isn't what I would like Xero to do. I appreciate the thought though and hopefully this helps someone else looking for a solution. Come on Xero, what are your developers being paid to do??

FIX - go to Organisation settings, Invoice settings, Options (on your theme), Edit, then delete anything written in Payment Services (Credit Card) so it's blank, then click Save. The preview will not show the card types, and neither should the PDF attachment and email messaging invoice. Hope this helps.

This is SOOOOOOO annoying and means I need to remove them manually from each invoice I send. If you must, give us some LOGIC gates to turn them off permenantly, not just per invoice.

Remove the AMEX Logo on the payment screen (not the PDF invoice screen)
You have the option within the settings to remove the AMEX logo from the PDF invoice view screen if you don't offer payments via AMEX through stripe, but when the customer clicks the payment link within the invoice and gets taken to the following screen to fill in their card details and pay the invoice, the AMEX Logo is then displayed here (even though we don't accept it and chose to remove it from the previous screen)
Stripe say its a Xero issue and Xero say not current function to remove it from the payment screen