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I'd love to see Xero introduce an Auto Payroll feature that works in the same way as Auto Super.

The concept would be that a business signs a direct debit authority allowing payroll payments to be made from their nominated bank account. The business owner could then appoint one or more payroll approvers within Xero, allowing those users to approve and process payroll payments directly from Xero without requiring full access to the client's online banking.

This would have a number of benefits:

• Improved security by removing the need to give bookkeepers and payroll staff internet banking access.
• Reduced administration by eliminating ABA file downloads and uploads.
• Fewer payroll errors, as payments would flow directly from the approved pay run.
• Faster and more streamlined payroll processing for businesses and advisors.
• A complete audit trail showing who approved and processed each payroll payment.

Xero has already demonstrated this concept works well with Auto Super. Extending the same functionality to employee wage payments seems like a natural next step and would significantly improve the payroll workflow, particularly for bookkeepers, BAS agents and accountants who process payroll on behalf of clients.

This would be a valuable feature for businesses of all sizes and would further strengthen Xero as a complete payroll solution.