Online surcharge calculation and inclusion
Automatic calculation and inclusion of online payment fees
In order to pass on online payment processing fees to customers, rather than a user set fixed percentage, there should a feature to simply automatically add the charge to the customer's invoice, calculated on payment, so that they pay the charge directly.
The single fixed percentage for transactions of all kinds (different cards, international vs national, etc) is such a blunt instrument for fees that vary wildly that it often causes more problems than it solves.
At the very least you should be able to set different percentages for national vs international. But automatically passing the fee directly to the customer at payment is by far the tidiest and most ideal solution.
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