Bank reconciliation: Spend money, not reducing the debt on Supplier ledger, there should be a tab within the required supplier to show this
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Not really enough detail in your idea to understand exactly what you're after, Sally. It sounds as though you may have Bills entered in Xero, in which case we'd recommend reconciling payments in your bank account to the Bills, not creating a spend money.
If not automatically suggested when reconciling you should be able to find and reconcile with a bill using Find & Match.