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This inability is the number one issue I have with Xero. Why can't my clients make a 50% deposit upon invoice receipt to confirm they want my business (passenger transportation) service with full payment set to be due a set number of days before service?

I've struck this with the new Tap to Pay -when an invoice has been previously part paid and the customer wants to pay the balance showing - not allowed.

UPDATE:

Hi everyone,

I wanted to follow up and share a solution we’ve developed at Stagepay that could be beneficial for those looking to enhance how they manage payments.

Why Stagepay?

Payment Stages:
With Stagepay, you can create payment stages for your invoices, allowing clients to pay only for the specific stage that’s due by card.

Seamless Xero Integration:
Stagepay is designed exclusively for Xero, ensuring a smooth and user-friendly workflow for sending invoices.

No Subscription Fees:
There’s no subscription cost—just a small transaction fee on credit card payments.

Collaborative Beta:
We’re currently in Beta and would love to have you on board to help us shape and refine the platform. Your feedback would be invaluable in creating a tool that truly meets your needs.

If you’re interested in trying Stagepay, sign up at https://stagepay.app We’re excited to have you join us!

Best,
John Hart

We've only just set up Stripe payments specifically so that one of our larger clients can pay their invoices via credit card. We hit a snag with the very first invoice whereby their credit card limit wouldn't allow them to make the full payment and they wanted to make partial payments. We have now had to find work arounds and have been back and forth with the client about how to make alternative credit card and EFT payments. Quite unprofessional really.

There are now 123 votes here for Stripe partial payments and people are crying out for this feature. Surely this is enough to start the process moving?? I understand that both Quickbooks and MYOB allow partial payments with credit card.

Xero could you please elevate this matter with your products team?

Thank you.

Is there any update on this one?

Would be great if we could add instalment/payment plans to an invoice,

SOLUTION:

Hey Everyone,

I just thought I would jump in here and make you all aware of Stagepay. Stagepay addresses the issue of managing payment stages by allowing you to create them for your invoices. This way, customers can pay only for the specific stage that is due by card.

There is no subscription cost—just a small transaction fee on credit card payments. Stagepay is currently in Beta, and we would love your help in creating something awesome. If you're interested in using Stagepay to send your invoices, we'd be thrilled to have you onboard.

Stagepay is exclusive to Xero; we love Xero, and Stagepay works seamlessly with it to provide a user-friendly workflow for sending invoices.

Hope to hear from you all soon!

John Hart

Go to https://stagepay.app to sign up

I hate having to split invoices, it makes it such a hassle and inconveniences my clients as well. Out of all the awesome features Xero has to offer I had high hopes that that they would have this feature as well. If they don't add it soon, I will have to look into other accounting programs as we deal with lots of deposits and partial payments for construction. Just FYI QuickBooks allows partial payments through online payments on their invoices.

I've been following this suggestion since last year - nothing is done still

I desperately need the functionality of raising a deposit. I run a campsite and so bookings come in and i need to get them to pay a deposit BUT have to show their full booking details on the invoice. At the moment I add another line item as a minus so the balance is the deposit amount and then I edit it once they've paid the deposit by removing the minus line item. However, this seems to have stopped working!
Doing two invoices is crazy! and it's such a standard way of working

Repeating my workaround again from Feb 2. Hasn't changed.

I have a workaround that I have implemented this with a few suppliers now.

Ask the supplier to go into Stripe and create a buy button link
https://stripe.com/gb/payments/payment-links

Then they can create a reference field "Invoice Number"
You can pay any amount you like against the invoice

Requires a manual linking of the payment to the invoice, which is sad - but you could create a bit of automation to do that if you really wanted. Zapier could probably do it. I don't have enough to worry about it tbh.
But if you have a lot, you could:
Trigger: Payment in Stripe
Action: Find Invoice (using Stripe text field)
Action: Take invoice ID and create Payment

I created a template, just for fun here
https://zapier.com/shared/f5a28143498c8418ace7fd80d2724cd6ff7f764d

Yes, once the quote is accepted, we copy the invoice and split the amount into 2 by changing the quantity to 0.5. We add 50% Deposit, and Balance in the reference so we can decifer. Would be so much easier to have it all in one though!

Need this functionality asap! How do people work around this? Do you raise 2 separate invoices?

@xero Is this in the pipeline?

This would come in VERY MUCH for us as we want customers to be able to put down a 50% deposit on a vehicle wrap, and then pay the final 50% when they pickup their vehicle. Ran into this yesterday. Had to do a payment request direct from Stripe - pain in the butt.

OMG How I am disliking Xero as time passes. It feels like this should be, Xero trying to retain clients in this very competitive bookkeeping space instead of aggravating clients.

Many of my clients want to pay part of their bill one way and part another. Also to pay just the deposit and then monthly amounts before a big event. Seems silly to have to create multiple invoices. Just let them pay a part of it!

This is critical for me. I have clients who want to pay part payments but are now unable to, which may hold up payment much longer as they can not use their credit cards.

This should be critical along with splitting fixed asset : part disposals!
There are lots of subscription businesses that need this function to work with Gocardless.

If quickbooks can allow part payment surely xero can ??? I was very suprised this is not a feature with stripe payment

This should be an option years ago! Come on Xero