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Has a solution for these been created yet?

I'm created an invoice for a client who will pay in 3 instalments...I can't see this option anywhere.

Xero please advise

deposit and then payment split by month

I think this is a simple feature, a lot of companies have deposits to be paid.

We need a solution.

I'll add to the chorus of voices that this is a pretty basic payment feature that's a super common scenario and, while not a total dealbreaker to using Xero as a whole, is a pretty significant point of friction.

In my case, the best solution I have is to continue using a Xero competitor, Wave, to generate invoices and handle situations where I need to be able to accept a partial payment/deposit on an invoice.

I invoice Service Level Agreements for 12 months. My clients want 1 invoice for the period and pay it in monthly installments. Very similar to other requests here. This must impact thousands of businesses. It is starting to look like Xero is only for simple, basic busineses. It is not for the real world. Your lack of response to all these people is astonishing.

We need to secure a deposit up front then invoice once the service is complete, having multiple due dates is essential!

We are a service business, and every client we invoice owes a deposit now (30%) to secure the service, and remaining payment (70%) due 45 days prior to service delivery date. This seems like a simple and standard way of operating for a service business, yet it baffles me that you still cannot do this seamlessly and easily in Xero (can do this in competing packages without mentioning any names).

Xero team…please help!

The majority of our larger customers request the option to spread payments throughout the year. A single due date means the customer is not flagged up for late payment of splits.
The ability to split invoices into multiple due dates would be useful.
In some cases payment terms are renegotiated to give customers more helpful payment terms after the initial invoice is raised, so if an invoice can be raised with the ability to add multiple due dates even after an initial partial payment has been recieved that would be useful.

(actually just adding a flag to the invoice to say it has split payment terms which shows up as an indiicator on accounts receivable summary would be a help)

Raising an 12 month invoice with monthly due dates for each part payment is business critical for our team

It would be great to be able to split a supplier invoice down into instalments. ie, I receive an invoice for $1200 dated 01/01/2025 which is to be paid over 12 monthly instalments of $100 on the 15th of each month, I would like the due date to reflect this, so that when running cashflow the $100 shows as due on the 15th of each month.

My client needs this facility asap

SOLUTION:

Hey Everyone,

I just thought I would jump in here and make you all aware of Stagepay. Stagepay addresses the issue of managing payment stages by allowing you to create them for your invoices. This way, customers can pay only for the specific stage that is due by card.

There is no subscription cost—just a small transaction fee on credit card payments. Stagepay is currently in Beta, and we would love your help in creating something awesome. If you're interested in using Stagepay to send your invoices, we'd be thrilled to have you onboard.

Stagepay is exclusive to Xero; we love Xero, and Stagepay works seamlessly with it to provide a user-friendly workflow for sending invoices.

Hope to hear from you all soon!

John Hart

Go to https://stagepay.app to sign up

*PLEASE* after 10 years can we have multiple due dates on invoices? I want to raise a single debtor invoice, with payment terms split over X months (2,3,6,12 in our case).

We offer fleet equipment servicing - so we "smooth" the costs of a customers maintenance of equipment over a full calendar year, so for us time based splits (with support for reminders) is what we need.

But, every tradie from every discipline could really use this feature as well - for progress payments.

Right now, this is the last vestige of our business we need to run a different system for.
I really cannot understand why Xero STILL doesn't support this.

It would be really helpful to be able to offer monthly payment schemes for a single invoice that link automatically with Gocardless rather than having to set them up separately and manually reconcile when they come into the bank account

Just endorsing many of the comments below and wondering whether there's an update on plans for this please (I see this was first shared by Xero Admin 11 years ago)?

Could really use a feature in Xero to allow customers to use payment plans or paying partial payments

This would be a good addition to the Xero features. I'm very surprised that it isn't already here ....

This is a basic accounting feature necessary and I cannot believe you still do not provide it after multiple requests for sucha basic feature!

For nearly 9 years I’ve been an ardent fan and enthusiastic recommender of this software. Sadly, now, I have to caveat those recommendations. It just seems like you’ve stopped listening to your customers which is very sad and undermines the superior customer experience which you previously offered. Surely it can’t be difficult to add such an obviously important enhancement as this?

What is the progress on this one? Obviously people screaming out for this and still not a feature.