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With the strides forward that are being made in open banking, this kind of function should be more than possible now, though understandably it does require the co-operation of the banking tech teams to allow this to happen fully.

Again, this feature should be standard in a modern accounting software package. You should at least be able to do a payment run in Xero and generate an ABA file to upload to your banking platform

This would be awesome and also for payroll rather than going between payroll and bank

I'm experimenting with make.com I use revolut to bank.

Currently you can only create draft payments using make.com but it's better than nothing.

Bluevine is already doing this with QBO. I suggested to Bluevine that they consider integrating with Xero. Their response was that they would like to integrate whereever practicable.

Crezco is a great solution in Uk for faster payments

Eliminate another layer of login - Time saver and not requiring any 3rd party apps

Relay Financial Bank is a wonderful option for those that qualify.

We do this all the time by making a batch payment of just one transaction. Works well with Kiwibank at least.

I understand the complexities/barriers with electronic bill payments, however, if in partnership with Stripe you could facilitate a way to initiate ACH from within Xero you would negate the need for 3rd party apps like bill.com that dramatically undermine the experience of using Xero in the first place. I chose Xero over Quickbooks because of the seamless integrations and web-native structure. Phantom transactions that arise, sync errors that cannot be resolved, countless times bill.com has created an error in my accounting ultimately reflects on my xero user experience. Please do something to alleviate the difficulty of 3rd party bill payment apps.

With so many new FinTechs like AirWallex, Wise, OFX, the neobanks etc I'm just surprised none of them are doing it - would be a massive differentiator for them, and make much stickier for customers.

This was originally announced at Xerocon 2017 but it was canned as the banks didn’t want to open the integration

Every business unit has to deal with Accounts Payable on a repetitive basis and to be able to pay bills from Xero will go a long way to automate in Xero seamlessly for AP processes.

Apparently they disabled this for NAB, this would be a great feature across all companies

This would be MASSIVE! And tbh I thought was already there - the pay with Xero is very misleading!

Kwei Ma, I think you do that through batch payments.

How about the cash flow status.. because some time will delay due to cash flow status.

at least able to generate an aba file for a bill or a bulk of bills

Have been using the NAB connected feature and super disappointed to find out that it's going to disappear. But would be good to have something that works for most / all banks.

I would rather have an integrated bill pay platform within Xero than pay for another 3rd party login (QB offers integrated bill pay - that's the only thing I miss from there.)